Individual Health
We work with several Local and National Individual Health
carriers in order to bring you the best product for the
lowest cost. We can retrieve a quote for you within minutes
and secure coverage within days or you can try our partners
links self-service quote.
Health Savings Accounts
A popular choice amongst groups and individuals due to pricing
and tax advantages. These Consumer-Driven High Deductible
Health Plans allow you to fund a tax-free bank account that
allows you to use a debit card for almost any "health-related"
cost.
Group Health
We have been handling Group Health Insurance
for over 10 years now and have over 75 clients that we service
currently. We have strong relationships with all the carriers
we work with and are always up-to-date with the ever changing
group health market. We are very knowledgeable when it comes
to HSA's (Health Savings Account) and High Deductible Health
Plans and feel that they are viable option for almost every
employer.
Carriers include:
United Healthcare, Aetna, Blue Cross & Blue Shield,
Humana and Avalon Healthcare.
Workers Compensation Insurance
We have been contracted with Summit Holdings
for several years to provide Workers Compensation Coverage
for our clients and we will do our best to get you all the
discounts possible. We also have the ability to go elsewhere
if the risk is too much for Summit.
PEO (Professional Employer Organization)
We work with several PEO's in order to find the best fit
for your company should you need someone to handle your
Payroll, HR, Workers Compensation and/or Benefits all under
one roof. Partnering with a PEO is a smart decision for
many companies since it allows you to focus on what you
do best while the PEO handles the day-to-day payroll and
HR and benefits.
Long Term Care Insurance
Help preserve assets by providing coverage for long term
care needs. Without it, the financial and emotional implications
of providing care can be devastating.
Long Term Care Insurance offers a variety of options such
as coverage for rehabilitative services, assisted living,
or home care. Long Term Care Insurance can pay a benefit
for care received that might not be covered by other insurance
plans.
If you move to another state or chose other employment,
your Long Term Care Insurance coverage is yours to keep
as long as you continue to pay your premium.
The Elan Group has several thousands of Long Term Care policy
holders. We write both individual and group coverage, networking
with a number of the leading Long Term Care Insurance provider.
Estate Planning
What is included in your estate and what happens to
it when you die? What part of your estate do you want to
go to your family, charity or the government?
With careful planning your objectives of providing for your
survivors and disposition of your estate can be achieved.
Minimizing taxed and other settlement expenses is often
an objective along with plans for the orderly distribution
of assets. Peace of mind and family harmony is often the
result of good estate planning.
Proper use of Life Insurance can supplement and estate,
provide liquidity and/or ease the burden of estate taxes
and other settlement costs.
Concepts:
Wills, trusts, probate, property ownership, federal gift
tax, federal estate tax, marital deductions, irrevocable
life insurance trust, revocable living trust, charitable
trusts, durable power of attorney, and qualified terminable
interest trust.
Business Succession Planning
A Business Continuation plan will determine how a business
continues when an owner retires, dies or becomes disabled.
Should it continue in the family, be sold to a co-owner,
an employee or an outsider, or should it be liquidated?
How will continuing owners finance the buyout? Life insurance
can provide the funds, when needed, to meet your objectives.
Concepts:
Partnership, closely-held corporation, sole proprietorship,
buy-sell, entity purchase, stock redemption, cross purchase
and attribution rules.
Looking for more information?
Email us at GroupBenefits@elan-group.com
or complete the Information
Request Form and
we will follow up with you.
